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Home Credit Loan App: Easy Access to Cash Loans

The Home Credit Loan App allows you to apply for quick cash loans directly from your phone. With a simple interface, you can check your loan eligibility, apply for loans, and track your repayment status all in one place. Whether you're looking to finance a purchase or need fast cash, Home Credit offers a reliable and easy solution for your financial needs.

Who is eligible to apply?

Be at least 21 years old.

Have a steady source of income

Have a valid government-issued ID.

Loan Terms

  • Amount Range₱1,000 - ₱20,000
  • Interest Rate8.49% per month
  • Loan Term12 months
  • Rating

Home Credit SEC Registered Information

  • Company NameHC CONSUMER FINANCE PHILIPPINES, INC.
  • Registration NumberCS201301354
  • Certificate Authority Number1071
  • Company AddressHome Credit Philippines, 10th Floor, The Glimpse Building, 1605, EDSA, Barangay Wack-Wack, Mandaluyong City, Metro Manila, Philippines.

Features

Affordable Rates: Get access to competitive interest rates with no hidden fees.
No Collateral Required: Apply for a loan without the need to provide collateral.
Fast and Easy: Enjoy a smooth and quick loan process with minimal requirements.
Flexible Terms: Choose the repayment term that works best for your financial situation.

Screenshots

Download

Can I repay my loan early?

Yes, you can pay off your loan ahead of schedule without any penalties.

FAQ

Yes, Home Credit is a legit online loan platform regulated by the SEC (SEC Registration No. CS201301354) and operating under Certificate of Authority No. 1071. It complies with all legal standards for transparency, security, and customer protection.
To apply for a loan, simply download the Home Credit Loan App, fill in your details, and submit your application. You will need to provide proof of identity and income to complete the process.
To make payments via GCash, log in to your GCash account, select "Pay Bills," then choose Home Credit from the biller list. Enter your loan details and make your payment.
To qualify for a loan, you need to be 21-70 years old, have a steady income, and provide valid identification documents. Additional requirements may apply depending on your loan type.

Interest rates for Home Credit loans vary depending on the loan amount and term. The app provides an easy-to-read breakdown of the interest and monthly installments during your application process.

No, failure to pay your Home Credit loan on time will not result in jail time. However, it is crucial to meet your repayment obligations to avoid additional charges, penalties, and negative impacts on your credit score.

You can reach Home Credit's customer service by calling their customer care number or visiting their official website for chat support. You can also inquire directly through the Home Credit Loan App.

Home Credit Hotline

(02) 7753 5711 (Globe)

 (02) 8424 6611 (PLDT)

 For Customer Service - Open 24/7

For Collections - Open from 6AM - 10PM

Home Credit Email

Customer Service - info@homecredit.ph

Collections - repayment@homecredit.ph



To delete your Home Credit account, you must contact their customer service team. You may need to settle any outstanding balances and follow the instructions provided to close your account securely. Make sure all your loans are paid off before making this request.

What about Home Credit loans?

What about Home Credit loans?

Data Privacy and Security First
Home Credit takes your privacy seriously. We strictly adhere to the Data Privacy Act of 2012, ensuring that all your personal information is secure. You can confidently apply for loans knowing that our platform is a legit online loan app with robust security measures.
Convenient and Accessible Loan Options
Our cash loan services are tailored to meet your needs, offering up to ₱150,000 in funding with flexible repayment terms. The Home Credit legit online loan process is quick, requiring only one valid ID for application. Enjoy a seamless experience with fast approval and disbursement.
Trusted and Regulated Legit Online Loan Provider
Home Credit is a fully licensed and SEC-regulated financing company in the Philippines (SEC Registration No. CS201301354). With a commitment to transparency and ethical practices, we provide secure and trustworthy legit online loans to millions of Filipinos.

Home Credit Loan App Review



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